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MONEY INSIGHTS

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There is a story of little Johnny, who is always teased by the other boys at school for being stupid. Whenever they make fun of Johnny, the other boys will offer him a nickel or a dime, and Johnny always takes the nickel. One day, after Johnny takes a nickel, Johnny’s friend, Billy, pulls him aside and asks, “Johnny, don’t you know by now that a dime is worth more than a nickel, even though the nickel is bigger?” A smile slowly comes over Johnny’s face. “Well,” he says, “they’d stop doing it if I took the dime, and so far I’ve made 20 bucks!” (Kirschner, 2018)

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There is a story of little Johnny, who is always teased by the other boys at school for being stupid. Whenever they make fun of Johnny, the other boys will offer him a nickel or a dime, and Johnny always takes the nickel. One day, after Johnny takes a nickel, Johnny’s friend, Billy, pulls him aside and asks, “Johnny, don’t you know by now that a dime is worth more than a nickel, even though the nickel is bigger?” A smile slowly comes over Johnny’s face. “Well,” he says, “they’d stop doing it if I took the dime, and so far I’ve made 20 bucks!” (Kirschner, 2018)

Almost every conversation today has something to do with money. Even kids like Johnny know the worth of money. Money isn’t everything in life, but money is very important. Money gives you options. More than providing for the basic things of life, money helps us to achieve our life goals. Much good can be achieved with money and very unnecessary suffering sidestepped. The truth is that without money we can’t make reasonable changes in our life or other people’s lives as much as we would want to. This makes the conversation about money very important.

Since there are many books about money and financial principles and management, this book seeks to take a different approach. Instead of lumping up large chunks of stuff about money, the author through deep research has simplified them into what he calls, Money Insights. Each insight stands on its own for easy understanding and application.

Mind you, this is not a get-rich-quick concoction. None of that survives the test of time. Rather, this book is the beginning of a series on lasting principles that lead to a path of solid wealth creation and multiplication. It teaches more of the principles that have been tested over time by very successful and wealthy men and women around the world for ages. The book does not claim to have all the answers to money problems, but it sure offers invaluable nuggets of insights about money management and wealth creation. Precept after precept, layer after layer, one after another; when you study, meditate upon, and put into action the lessons from money insight, you become smarter and wiser with money than you were.

I recommend that you take time to apply each insight like the game of chess. Master the move, and apply it, then move to the next. It may not do you much good when you gloss over any of the principles and move on. The money insights will be efficient when you apply it one after another. If examples of billionaires found in this book operate on these smart money moves, it will help you achieve the financial freedom you so eagerly desire.

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